public marks

PUBLIC MARKS from creditdebit with tags consolidation & "credit repair tips"

June 2008

Credit Repair: How to Begin

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. Credit repair can seem like a daunting task- especially if you’re buried under a pile of debt with no foreseeable way out. But the good news is tha...

Five Reasons to Repair Your Credit Score - You Can Do It Yourself

Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down. There are multiple reasons that tell us why we should have a...

May 2008

What Does Your Credit Score Tell You?

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. When you apply for a loan or a mortgage, the first thing the lender does is to check your credit score. Based on your credit score, th...

Improving Your Credit Report

Tip! Write to the credit reporting company about the incorrect and inaccurate information. Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit...

Just Click And Start Your Credit Repair With Bad Debt Personal Loans Online

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. Searching bad debt personal loans in market is not as easy as it sounds. It is a time consuming and troublesome matter. In that case, ...

Credit Repair? It's All Up to You

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Log onto to a search engine such as google.com and type in the term credit repair. It&...

How to Evaluate Zero APR Credit Card Offers

Tip! Don’t just cut up your credit cards: cancel them. An APR or the Annual Percentage Rate is the combination of monthly finance charges and interest rates expressed annually. Every credit card has different APRs. For example there is a certain ...

How I Raised My Credit Score 40 Points in 24hrs AND Saved $658 a Month in Interest!

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

April 2008

Apply Online for a Credit Card for a Fast Response

Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e. There are many different ways for you to apply for a credit card. There is one way to apply for a credit card that is becoming mo...

How Credit Card Applications Can Effect Your Credit Score

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Thanks to the Internet, it has never been easier to receive and submit c...

Fixing A Credit Report

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. Fixing a credit report starts with seeing what’s on it. You m...

Instant Credit Card Approvals - How to Avoid Fees

Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges. Inst...

Balance Transfers Credit Card Primer

Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced. Credit card features...

Credit Report - Watch Out for Parking Tickets

Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it. The economic downturn of the last five y...

March 2008

Disputing Credit Card Charges

Tip! Your credit card application can affect your credit rating. Let’s imagine for a moment that you’ve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas stat...

How To Dispute Your Credit Report Errors

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

Credit Score: A Guide to Credit Scoring and Improving Your Credit Score

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

An Average Credit Score - It Is Important When Borrowing

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. The average credit score is the rating that the 3 major cred...

How to Repair a Bad Credit Rating

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished. Once you have a bad credit r...

Track Down Your Credit Report

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. When you want a copy...

February 2008

Do You Know What's On Your Credit Report?

Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair. Your credit report is all that companies and lenders have to know about you. They do not get to see who you are or know what is happening ...

Credit Card Budgeting

Tip! Your credit card application can affect your credit rating. When you receive a credit card, you will want to carefully follow an outlined budget for your entire household. Yes, this is easier said than done, however, if you fail to follow a strict...

A TRW Free Credit Report - Get It From Experian

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

Understanding the Rewards Credit Card

Tip! Store cards are still credit cards. Today, you will see all types of rewards credit card offers, which at one time were only for the loyal customers of a credit card company. They would offer rewards to customers that used their credit card freque...

January 2008

Low Interest Credit Card Deals May Not Be As Good As They Claim

Tip! Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance. For many consumers the credit card has gone from ...